It is no longer possible to live on a paycheck. More people are working after retirement, and more people are investing their wealth in stocks. However, many people are losing money without proper planning and preparation, and many people are losing money because they do not manage their wealth properly.

Earned TOT title for 18 consecutive years

Winning Finance Planning at 2024 Best Brand Award

Centenarian Plan Life-cycle Map

Choi Yoon Sun Academy/NFP Financial Planning Headquarters (CEO Choi Yoon-Sun) is a financial consulting company that runs various educational programs and field experience. She has earned the MDRT Association’s Top Of The Table (TOT) Life Member designation and is considered a mentor to many in the financial community. The MDRT Association is an organization of insurance and financial planners founded in 1927 in the United States, with more than 90,000 members in more than 80 countries worldwide. MDRT is also a top 5% title based on FP achievements, certifications, and ethics, with Court of the Table (COT) for those who triple this achievement, and TOT for those who double triple it. She achieved MDRT in 2006, COT in 2007, and has now achieved TOT for 18 consecutive years. She has been advising and managing the financial goals of a wide range of clients through an objective financial system to meet their needs. She doesn’t just advise clients on how to make money, she plans their entire wealth and their lives, drawing a life map for a 100-year plan. “One thing I emphasize to anyone is a basic living expenses. If you have a basic living allowance, you have more time to manage your investments, and you don’t have an urgent need for money, so you end up making more money, so your returns are more stable” says Choi. 

Personalized financial advice to adjust and rebalance your plan based on your goals

Extensive services for retirees and soon to retire

The company provides financial counseling as a personalized service that identifies an individual’s income and expenses, current assets and liabilities, and creates a customized plan for stable cash flow and wealth growth. Plans need flexibility. Personal circumstances change, goals change, and plans need to be modified, and the current volatile financial markets make it difficult to stay on track. That’s why she says it’s important to re-balance. In addition to helping you understand your household cash flow and manage your budget, the Academy will help you develop a specific plan for your debt situation, set goals for your household finances, and effectively prepare for what’s to come, including marriage, home ownership, children’s education, child marriage, and retirement. “We have a separate team for insurance, money, inheritance and gifts, and estate taxes as well as a legal team and a corporate center” says Choi.  “Nowadays, even when you retire, you find a new job. You have to manage your retirement, and there’s a lot of things that go into living a true retirement.” As such, the program provides knowledge and planning to create a secure and prosperous retirement, including goal setting to prepare for retirement, tax optimization strategies to protect wealth, financial planning to calculate cost of living and manage money, maintaining financial health, insurance and risk management, and more with personalized financial advice from expert leadership. 

VIP Financial Planning

Signed MOU with Goodrich

The Academy’s educational programs are a “how-to” to cope with financial changes, a “personalized” to establish personal financial principles, and an “action” that combines education, counseling, and management. It can help you understand financial principles, learn how to budget and manage debt effectively, which can help improve your personal and household financial stability, contribute to wealth building through savings and investment management, increase your savings, build financial independence, grow your business, and protect yourself from financial crime. To promote a healthy financial planning market, the Academy recently signed a business agreement with insurtech GA Goodrich for mutual development. The MOU is a partnership between Goodrich and the Academy, which is comprised of financial planning professionals with consumer brand power, marketing and IT development capabilities, and is expected to create synergies for the development of the financial planning field with the goal of revitalizing the financial planning market.